Take control of your money

CommonWealth One Federal Credit Union and Banzai have partnered to bring you clear, in-depth lessons to help you dive into the financial topics you care most about.

Going to College

Off to college? Tuition isn't the only thing you need to pay for...Learn to budget and manage all the unexpected and kind-of-expected costs that come with being on your own.

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Using Credit Cards

Using credit cards wisely paves the way for big purchases in the future, but be wary of spending more than you can manage.

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Buying a Home

The process of buying a house is riddled with decisions. Make the right ones to prevent a needless financial setback.

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Housing

Buying a home may be one of the biggest financial decisions you'll ever make.

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Saving

A simple, practical rule of thumb for individuals who want a budget that is easy to implement.

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Saving

Savings Calculator

With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.

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Financial Wellness Assessment

Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.

Create a Budget

Creating a budget that works for you is essential to financial wellness and freedom.

Budget Calculator

Anticipate your expenses, list your saving goals, and manage your income.

A simple, practical rule of thumb for individuals who want a budget that is easy to implement.

Savings Calculator

With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.

Auto Loan Affordability Calculator

Figure out how much you can afford to pay for a car loan each month, based on your current budget.

Teaching Children About Money

One of the most important things you can teach a child is the value of money and money skills. Try these 6 activities to teach spending, saving, and investing.

The Cost of Baby’s First Year

Find out how much you need to save for a new baby!

Manage your budget and credit wisely to qualify and afford your first home, while also juggling real-life dilemmas like identity fraud and purchasing auto insurance.

Money Market Accounts

Meet the hybrid account that may be the right saving solution for you.

Personal Loan Calculator

Learn what to expect with different monthly payments to your personal loans.

The Upside of Frugality

Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more to it?

Save enough money for college registration while navigating various financially-focused scenarios from getting a job and going out to eat to renting an apartment.

Earning Extra Income

Explore your options for earning extra income and see how much you could bring in every month.

Finding Funds in an Emergency

Wondering what to do in an emergency if you don’t have an emergency fund? Consider these options.

What is Inflation?

Inflation happens when prices increase, causing purchasing power to go down. A little inflation is good, too much can have negative consequences.

Certificate of Deposit

If you need to save aggressively, a high-interest certificate of deposit (CD) may be right for you.

8 Tips to Reduce Your Food Bill

Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.

Is the Money in My Account Safe?

Short answer: Yes! With the NCUA and FDIC, you can rest assured that your money is protected.

Make the Most of Your HSA or FSA

Learn the difference between an HSA and FSA, and predict your health care costs.

How Do I Build Credit?

Learn how to build your credit score from scratch or boost your decent score.

Repairing Credit

Learn how to repair your credit score when it's gone awry.

Saving With A Purpose

Outline your savings goals and timelines to see how saving with a purpose can help make them happen.

Savings Accounts

Learn how different savings accounts can help pave the way to financial security.

50/30/20 Calculator

Following the 50/30/20 Rule, divide your income into three categories: Needs, Wants, and Savings.

What Auto Loan Can I Afford?

Discover a monthly auto loan payment that fits your budget and see an ideal purchase price range based on that number.

Emergency Fund Calculator

Creating a robust emergency fund is the best way to prepare financially for the unexpected.

Operate a successful lemonade stand to earn money and save for a big purchase, but don't forget to pay back that IOU, deduct the cost of business expenses, and manage other hiccups along the way.

Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.

Vacation Affordability Calculator

You’re ready for your dream vacation—make sure your bank account is ready, too, with this calculator.

When Times Get Tough

Learn ways to prepare for and shore up your finances when hard times hit.

3 Jar Allowance For Kids

The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.

The 50/30/20 Rule for Teens

Create a custom budget that follows the 50/30/20 rule and fits your life as a teen.

Internet Safety

Experience first-hand how to stay secure on the internet—this course is ideal for ages 9-15.

Early Withdrawals From Retirement Savings

Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid negative consequences.

Build Your Emergency Fund

How much do you need to save for your emergency fund? Find out!

Robust safety features and powerful, convenient services make mobile banking options an ideal on-the-go solution.

Leaving a Job with a 401(K)

Leaving a job with a 401(k)? Here's what you can do with the money you’ve saved.

College Budget Breakdown

Make the first steps toward creating a college budget by learning specifics about fixed and variable expenses.

Emergency Funds

An emergency fund is a financial safety net that everybody should have for life's unforeseen challenges.

Personal Bankruptcy

Understand the consequences of filing for personal bankruptcy.

Simple vs. Compound Interest Calculator

What difference will simple and compound interest make when it comes to your principal?

Individual Retirement Accounts

Individual retirement accounts (IRAs) can look intimidating and cryptic when you begin planning for retirement, but there are some foundational lessons to learn so you plan wisely.

What to do With Your Stimulus Check

Stimulus checks are being sent to many Americans across the country in response to Covid-19. What’s the best thing that you can do with yours?

Trim Your Budget

Set a goal for reducing your budget each month, then evaluate your expenses and create new goals.

Money Market Account Calculator

Discover how much your savings in an MMA will grow over time.

Inflation Calculator

Inflation measures how much prices and goods rise over time in an economy. Healthy inflation is normal, but it can impact your budget.

Envelope Budgeting

This simple budgeting system can help enforce good habits and careful spending.

Opening Your First Account

Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know.

What is Financial Literacy?

Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.

Low Rate vs. Cash Back Auto Financing Calculator

Will you save more using a low rate or cash back auto financing option?

Meet Your 401(k)

If you’re lucky enough to be introduced to a 401(k), you’ll make a friend for life.

Become an expert

You can find a pathway to your financial goals with Banzai. With resources that are interactive, easy to use, and free, what are you waiting for? Become an expert today!

Banzai interactive courses are fun and free. Go ahead.

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